Automatic Insurance

Your OEF Membership Automatically Includes The Following Insurance Coverages

BFL_LOGO_2015BFL Canada is the official insurance provider of the OEF.  All OEF members automatically receive the following coverage:

$5,000,000 Personal Liability Insurance that will respond to actions brought against you as a result of bodily injury or property damage you cause through your non-commercial use of a horse you own, rent, lease or borrow, 24 hours a day, 7 days a week, anywhere in the world.

Non-Commercial Stableman’s Liability that provides protection for your non-commercial care, custody and control of horses you do not own. An example would include providing temporary boarding for a neighbour’s horse or trailering a friend’s horse to a show.

Accidental Death and Dismemberment Insurance that provides a lump sum benefit (a percentage of the $30,000 Principal Sum, which will depend on the nature of your injury) and some reimbursement of expenses if you suffer a covered horse-related injury (excludes members over 90 years of age), 24 hours a day, 7 days a week, worldwide.

A copy of the Accidental Death and Dismemberment policy wording is available to members upon request.  For more information please contact

If That Isn’t Enough, Here Are Some Other Insurance Benefits Included With Your OEF Membership:

FREE access to insurance and risk management advice through BFL CANADA’s full-service Equine Speciality Team. Whether you are a recreational rider, a facility owner, a horse show organizer, a competitive coach, or any other horse enthusiast, we know you have questions about the risks associated with horses, and we are here to answer them all!

DISCOUNTS on ALL your insurance needs, including full mortality for horses, farms, clubs, coaches, farriers, grooms, veterinarians, horse shows and more. We also have fantastic group home and auto insurance rates for OEF members.

EASY access to the OEF Optional Insurance Program innovative products that can be purchased right along with your membership!

Have a question about member liability insurance? Click HERE to see a list of frequently asked questions.

Further questions regarding your OEF member insurance program can be directed to the official insurance provider for the Ontario Equestrian Federation:

BFL CANADA Risk and Insurance Services Inc.